Spending more than you wanted either on shopping, party or holiday can be stressful once you realise your you spent way above your budget.

Share news tips with us here at Hivisasa

At times it can be possible to forget about your money goals especially in an event that comes with much fun.

Overspending increases one's financial hangover especially wondering where you will get enough cash to pay for the other services. 

To recover from this, follow these tips:

1. Adjust your budget

Once you realise there are some things you must attend to and you spent more money, you can do away with some of the things you budgeted for that you can do without. Channel the available cash to the basic needs only.

2. Use your credit card

Using credit cards especially after overspending is quite good because it comes with strict guidelines. You should have a list of the basic necessities to purchase. It does away with impulse buying syndrome.

3. Start planning ahead

Do not allow yourself to fall into that trap next time. You can start saving for additional shopping, parties or trips early before the time sets in. This will keep you on track and help in avoiding impulse buying which tends to be expensive.