The most dreaded month of January that is described as ‘Njaanuary’ is once again with us.Nairobians fear ‘Njaanuary’ because of its financial ‘dryness’ bearing in mind that it comes immediately after the December festivities where a lot of finances are spent.Njaanuary is considered a difficult and most depressing month, especially for Nairobi city dwellers.City dwellers devise various ways of surviving on what they describe as the longest month of the year.As a Nairobi city dweller, here are tips on how to survive Njaanuary. 1. Budget It will be prudent for you to budget for the little money you have. Prioritize the budget on essential items that you must have to survive.2. Sell unwanted wares
The most dreaded month of January that is described as ‘Njaanuary’ is once again with us.
Nairobians fear ‘Njaanuary’ because of its financial ‘dryness’ bearing in mind that it comes immediately after the December festivities where a lot of finances are spent.
Njaanuary is considered a difficult and most depressing month, especially for Nairobi city dwellers.
City dwellers devise various ways of surviving on what they describe as the longest month of the year.
As a Nairobi city dweller, here are tips on how to survive Njaanuary.
1. Budget
It will be prudent for you to budget for the little money you have. Prioritize the budget on essential items that you must have to survive.
2. Sell unwanted wares
You can decide to sell the items that you no longer need. The items could be an old TV set, radio or fridge.
These items are salable to second-hand dealers.
3. Use commuter train services
Instead of using Public Service Vehicle (PSV) to and from work, you can opt for a commuter train.
It is cheap, reliable and faster to use a train. For instance, if you live in Kibera, Embakasi, Kikuyu, Syokimau then the train is the best option to use as a survival tactic in ‘Njaanuary.
’It will cost you only Sh 60 daily on a train instead of PSV that charge more.
4. Go for affordable, secondhand items
If you have to buy things like clothes or household items this ‘Njaanuary’ then it will be good to consider second-hand items.
You will save a lot of money if you opt for second-hand items.
5. Avoid luxury To survive
Forget about eating meat daily or going to your favorite joint for some drinks.
Instead of eating meat daily, you can opt for vegetables that are cheap and healthy.
6. Go for cheap brands and discounted items
To survive 'Njaanuary' in Nairobi, you must not stick to your favorite brand.
It will save you money if you opt for cheap and discounted brands.
For example, instead of buying milk from your favorite brand, you can consider milk ATM.
7. Avoid debts
Try as much as you can to avoid debts this ‘Njaanuary’. Stay within your little financial limits until the month ends.
Taking debts will pile pressure on you once the month ends and you have more bills to pay.
8. Stay indoors
Instead of going to places that will force you to spend money this 'Njaanuary', it will be good if you stay indoors to avoid temptations.
9. Ignore TV or WI-FI subscriptions
You can decide to ignore the monthly TV subscription and channel the money to other needy areas.
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