The year is drawing to an end and everyone is thinking of ways to make 2019 better. 

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Financial preparedness is among the most important moves you could make to change your life. 

The way you handle your financial matters will determine whether you are going to succeed or fail. 

Here are four resolutions that could change your financial life in 2018:

1. Fix your finance problems

There are endless challenges we face when dealing with money matters. 

Make sure you deal with your financial problems before the year ends. 

If you have been facing issues when it comes to saving then find a way of dealing with the same.

 2. Stick to your budget

Budgeting sounds easy, but sticking to the same is different. 

Ensure that you stick to the budget after creating one. 

Failure to stick to the budget makes it useless. 

While creating a budget, make sure it is reasonable enough.

3. Cut your expenses

How you spend your income is very important. 

Make sure you live below your means. 

The expenses will either make your richer or poor. 

Ensure your expenses are low if you want to be wealthy in the near future.

4. Increase your income

Find alternative ways of making income. 

There is no way you are going to succeed if you do not have enough income. 

Find more ways to generate income if you want to meet your dreams.