1. Don't send withdrawal fee henceforth on top of the money you send to others via M-PESA.

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2). Carry food to work. Increase your dinner so as to spare some for lunch. This you do by adding more water and salt in the stew and eating less ugali.

3). Switch off lights in your living room. Use the TV screen light or the phone.

4). Instead of going out for some mbuzi and a drink, go sleep and switch off your phone. Practice makes perfect. Bora uhai.

5). Enroll your car for Uber or Taxify cab services. Its a luxurious liability under the new taxation.

6). Relocate to areas like Kitengela and Rongai. Trust me, they're not as bad as their names sound. Rent is cheaper and cribs have kitchen gardens where you can brood quails or open a kibanda to sell sugar cane.

7). Convert your broke moments into fasting times as you face the mountain. Man shall not live by bread alone, remember

8). Shower in twos to minimise the water bill. The children can shower even three of them at a go.It not a must that they shower daily

Thank me later. 🤓.

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