Kenya currently has 62 unpaid loans, taken from external borrowers which translates to Sh3.1 trillion, it has emerged.
According to the Star, the loans include those taken from Chinese banks and another from Austrian UniCredit Bank, which amounts to Sh911.2 billion, due in 2090.
China's Exim Bank is also a creditor to Kenya, with Kenyans owing it Sh660.54 billion, the second-highest, and which should be repaid by June 21, 2042.
The smallest loan owed by Kenya to external creditors is the Sh57.9 million owed to the United Kingdom government, which is due on June 30.
According to the Star, it would take the nation 71 years to clear the loan if others are not taken, with the combined tenure of the 64 loans is 1, 062 years.
The Treasury's external debt register indicates that the government also owes Sh414.2 billion to Citigroup Global Markets Europe, at an interest of 7.46 percent.
Apex Finance Corporation, Sound Day Corporation, LBDA systems, Erste Group of Banks and Trade and Development Bank are some of the other firms owed by Kenyans.
The International Monetary Fund (IMF) last month revealed that the government is in talks for another Sh4.182 trillion loan from 15 lenders from China, Japan and World Bank.
At the same time, the government has been draining in financial problems locally, with President Uhuru Kenyatta now telling parastatals to return surplus money to the Treasury.