You might have used all your savings recently on an emergency or you are just getting started with savings.
Here are a few tips to help you build your savings;
According to smartaboutmony.org, paying yourself first is the fast secret towards accumulating much more savings. Put at least 10 per cent of your earnings on your savings account before paying anything else. Do not save what is left but rather save before you spend.
2. Save automatically
You can choose to save automatically. This is the easiest and the most effective way to save for your future. This means the percentage amount you decide to save bounces directly into a savings account once your earnings hit your regular account.
The 5, 10, 20 shillings your shopkeeper gives you back as change for your purchases can grow into some good amount of money if you choose to throw them somewhere secret and safe. Get yourself a home bank and you will never regret it.
4. Use credit card wisely
Use your credit cards wisely or you can choose to stop using them why? Because for every transaction you make with your card, there's a fee. The more you use your credit cards, the more money you lose as transaction costs.
5. Say no to fast foods for lunch
Most Kenyans working in town end up using a lot of money on lunch alone. Instead of spending hundreds of shillings on chicken and chips at KFC, why not pack some food from home for lunch? Try it for a month and see how much you will have saved.