Co-operative Bank posted a Sh15.2 billion third quarter profit before tax compared to Sh12.2 billion the same period last year.

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The growth represents a 25.5% rise.

The bank’s profit after tax was Sh10.5 billion compared to Sh8.6 billion the previous year, representing a 22.3 percent growth rate.

The bank said on twitter the results are driven by the restructuring reforms to cut costs.

It said the South Sudan subsidiary contributed Sh45 million profit despite the difficult economic environment in the country.

“Operational efficiencies resulting from the Transformation project have seen our cost-to-income ratio improve from a high of 53.2 per cent in Dec 2015 to 47.1 per cent in September 2016,” managing director Gideon Muriuki said as quoted by the Standard.