Being broke in the middle of the month can be attributed to poor planning. [Photo/ the-star.co.ke]
Are you always broke by mid-month? Well, you are not alone. Being broke in the middle of the month can be attributed to poor planning. It all starts with devising ways to get financial freedom. Here are four secrets to avoid being broke before your next pay day.Plan in advanceBefore spending any single cent of your monthly income, ensure that you plan for every day in advance. Proper planning will save you from breaking into your home bank. Outline some of the things you need before you go out in the name of shopping.Rewrite your major goalsIf you are always broke it means there is need to change your goals. It is recommended to create goals that are in line with your income.Live below your meansYou will always be penniless in the middle of every month if you live above your means. Proper budgeting is required to live a good life. Your production must be above your consumption.Devise ways to earn extra incomeBeing broke can also mean that you are not making enough. Create multiple sources of income to avoid being broke.