Christmas gifts. [Photo/cache-ak0.pinimg.com]
December is here with us and Christmas is right around the corner! What’s not to love about Christmas? It is a cheerful time to spend with family and the people we love but, it might not be the best time financially speaking.While it may be better to give than to receive, we want to make sure that you do so without breaking your bank account, and avoiding the “Njanuary” blues. Here are some Christmas giving tips that are budget friendly.Plan your Christmas giftsLike every other expense that comes along, planning ahead is important when it comes to Christmas gifts. Don’t leave it to last minute shopping as you most likely will end up purchasing presents out of impulse and in the process spend a lot more than you would if you spared a little bit of time for some planning.Homemade Christmas cardsA great, creative, fun and cost-effective way to ensure you gift all your family and friends is by engaging in simple do it yourself homemade Christmas cards. The amazing thing about homemade Christmas cards is that it gives a personal touch that is thoughtful and makes people feel special.Acts of serviceOften gift giving is an expression of how much you love and care for someone, but this is not the only way you can demonstrate that love. People feel loved and cared about through small helpful actions.Consider gifting your friends or family by offering or volunteering yourself to take things off their plate if they are feeling overwhelmed. Perhaps your friend for a long time has been thinking about clearing out his/her closet, why not take a day off and surprise them with your time and together clear the closet?